Note this regards a 1973 Pinto seat belt/shoulder harness. Your arrangement may vary. As with all alterations, "Do at your own risk."
The connection of the shoulder harness to the seat belt has been a continuous frustration. It seemed more often than not the harness would disconnect from the belt as I would attempt to connect it. I tried staking the open end of the connection but this did little to help.
Today I was digging around my bins and found what I'll call "shaft clips" (see picture). I was able to slide the clip over the protrusion and keep the two pieces from disengaging. If you notice in the picture one end of the clip is ground down to facilitate letting it slide on. I'd recommend checking and filing as necessary the sharp ends of the clip - especially the one that needs to be shortened.
Anyway, not sure if this has been done before but given the way it frustrated me, I thought others might be interested. And, if you ever want to undo it, simply slide the clip off.