19 Guests, 0 Users

Author Topic: We thought 2020 was bad but now...  (Read 671 times)

0 Members and 1 Guest are viewing this topic.

Offline JoeBob

  • PCCA Charter Member
  • Pinto Sr. Member
  • *
  • Posts: 508
  • FeedBack: +51/-0
  • Gender: Male

  • Total Badges: 7
    Badges: (View All)
    Photographer Topic Starter Signature Tenth year Anniversary Poll Voter Windows User Fifth year Anniversary
We thought 2020 was bad but now...
« on: March 30, 2021, 04:47:27 PM »
Yes I am still here. Yep I am surprised. I continue to grow weaker. When think I could not possibly get weaker and still walk, I do. I am still on my feet. I now fall down about once a month.
     We had a house fire Jan 11. Not a serious fire but it dusted my house down with asbestos. I had to vacate. I have a detached garage so car was safe. I lost $58,000 in possessions. I need to replace couch, love seat, kitchen appliances, pots pans, dishes, table, chairs, wardrobe for both of us.
    In addition in a separate category, carpet, construction work, paint etc.
    The asbestos clean up cost $38,000. I haven't seen the bill for smoke clean-up. I also have not seen the list of smoke damage losses.
     Travelers insurance has been great so far. They found me a rental house and are paying the rent.
    Because of my bad health, I am unable to help with this problem at all. My wife and friends do everything. My wife is working herself to a frazzle. She is underweight to start with, yet she has lost another 10%.  She did not have it to loose.
    We have to be out of this rental on May 27, but repairs are not likely to be done by then. We will need to move 2 more times. I hope we can find a month to month rental.
    On a bright not we get lots of new stuff. But we lost a lot of memories. 
The house is at 7982 Jay St. Arvada CO. 80003 is anyone want to see it on zillow. The damage is all interior the photos don't show it.


Bill
     
77 yellow Bobcat hatchback
Deuteronomy 7:9

Offline Reeves1

  • Pinto Master
  • *****
  • Posts: 2103
  • FeedBack: +104/-0
  • Gender: Male
  • BAWS302

  • Total Badges: 6
    Badges: (View All)
    Tenth year Anniversary Topic Starter Signature Fifth year Anniversary Windows User 1000 Posts
Re: We thought 2020 was bad but now...
« Reply #1 on: March 30, 2021, 05:36:41 PM »
Not sure what to say, but if you need help here post !
I have very little cash this year, but if I can help I will !
Canadian.....

Offline JoeBob

  • PCCA Charter Member
  • Pinto Sr. Member
  • *
  • Posts: 508
  • FeedBack: +51/-0
  • Gender: Male

  • Total Badges: 7
    Badges: (View All)
    Photographer Topic Starter Signature Tenth year Anniversary Poll Voter Windows User Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #2 on: March 30, 2021, 11:56:31 PM »
    My intent was to update people as to my condition. We don't need any money. Locally, friends have given us $2500 in cash and gifts. I did not need this either, but you don't say no when friends want to support you.
     The insurance company gave us a check for $5000 the first day. Our physical needs are met. We crave your prayers. My wife's name is Donna and as you know I'm Bill.
77 yellow Bobcat hatchback
Deuteronomy 7:9

Offline JoeBob

  • PCCA Charter Member
  • Pinto Sr. Member
  • *
  • Posts: 508
  • FeedBack: +51/-0
  • Gender: Male

  • Total Badges: 7
    Badges: (View All)
    Photographer Topic Starter Signature Tenth year Anniversary Poll Voter Windows User Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #3 on: March 31, 2021, 04:37:09 AM »




     I got my second covid shot today. It doesn't matter much as I seldom leave the house.
     In some ways the fire was a blessing. We have been needing new carpet for years. I could not change it, as I am not capable of moving stuff out of the house to get it done.
     The companies that did the clean-up emptied my house. They threw most my stuff away. They moved some things to their warehouse for cleaning and storage.
     I have  guaranteed replacement value on my stuff so I get new everything. The couch and loveseat were 30 years old. The kitchen appliances were 15 years old and out of style. We had the money saved for new carpet and will now use that to do long neglected repairs and updates.
    Most of my clothes were too small, as I have gotten fat in the last years of inactivity. 
     The insurance company won't give me the money, but insist that I buy replacements. I am lazy and did not throw out any non fitting clothes for the last 30 years. As an example, they will allow me $18.00 each for 51 graphic t-shirts etc.
      I will have extended family members buy any clothes they, need as I will never use up the money.
    I have hundreds of CDs I don't listen to anymore, they are giving me full value as if they were new. But 15 photo albums are a total loss.
     My categories of losses equal 27 single spaced pages. My 51 graphic t-shirts are considered as one item. I am talking about thousands and thousands of items. The interesting thing is that reading the pages I remember every item.
     The fire was in the attic. It burned about 3 Ft. of 2x4 ceiling joist. That is all. It is amazing that that little bit of fire could cause all this damage.
77 yellow Bobcat hatchback
Deuteronomy 7:9

Offline Dtmix

  • PCCA Charter Member
  • Pinto Full Member
  • *
  • Posts: 139
  • FeedBack: +0/-0
  • Gender: Male
  • Dan and the Orange Blossom (Pinto Squire Wagon)

  • Total Badges: 3
    Badges: (View All)
    Topic Starter Signature Mobile User
Re: We thought 2020 was bad but now...
« Reply #4 on: March 31, 2021, 09:03:00 PM »
I am sorry to hear of your recent loss and having a tough several years...my thoughts and prayers are with you and yours. I remember when I was a kid, and my family suffered from a house fire that was limited to one room, but the water and smoke damage was unbelievable as it impacted the entire residence. Luckily, no injuries, and that's what matters. I do remember my parents going over line by line the items to be replaced and I couldn't believe the minute details...even down to the Dixie cup holder in the bathroom...gaw d knows why I remembered the 99 cent Dixie cup holder...crazy! Maybe it was the cartoon character and that's probably important to a kid...Anyhow, we were made whole by the insurers, neighbors, and friends. Sounds like you are rich in friends and support.

As for the picture albums... that is probably the worse of the losses...in our case, we were lucky that we had friends and family who loaned theirs for us to make copies of...like my parents wedding pictures...not exact copy of the lost items but meaningful just the same. Perhaps you can ask others for pictures that are most sentimental to you and your wife? Possibly some were duplicated to the computer or the cloud if you happen to have grown children that used such technology? I also know that there are photo restoration companies that can do wonders so maybe there's a couple pictures within the album that could be saved. If I am not mistaken, that could be covered by the insurer up to whatever the policy covers. Fingers crossed.

I wish I can say something without sounding like a cliche or hokey...you have your wife, a roof over your head, and family. You also have friends here as well!

God bless...best wishes to all...
Dan
Happy Motoring!
Dan

Offline dga57

  • Chief Moderator / Admin
  • FordPinto.com Moderator
  • Pinto PooBAH
  • ***
  • Posts: 6910
  • FeedBack: +208/-0
  • Gender: Male

  • Total Badges: 8
    Badges: (View All)
    Tenth year Anniversary Topic Starter Signature Poll Voter Mobile User Windows User 1000 Posts Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #5 on: April 01, 2021, 07:43:10 AM »
Bill,

I think Dan said everything I had planned to say.  It is SO important to be well insured and it sounds like you had that covered.  You and Donna survived and it's obvious you are people of faith.  I can't begin to imagine the degree of loss in that situation and some things simply can't be replaced, but Dan's suggestions concerning your lost photos are excellent.  It appears you have a supportive network of friends and neighbors; I honestly don't know how people get through times like this alone.  As you said, you are blessed.  When I read, "we crave your prayers" I immediately stopped reading and offered up a prayer.  With your permission, I will add your names to my church's prayer list. 


Agape,
Dwayne
Pinto Car Club of America - Serving the Ford Pinto enthusiast since 1999.

Offline Wittsend

  • Pinto Master
  • *****
  • Posts: 2303
  • FeedBack: +241/-0

  • Total Badges: 8
    Badges: (View All)
    Tenth year Anniversary Mobile User Topic Starter Poll Voter 1000 Posts Linux User Windows User Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #6 on: April 02, 2021, 12:56:20 PM »
I'm not sure that this will help..., but it is intended to. We all have a sentiment towards certain possessions.  That said I have come to conclude that 99+% of the things I count as valuable to me, my adult children will simply discard. And they will likely feel burdened by the process to do so - not necessarily leaving fond memories of "dear old dad." While I am still able I will continue to have my supply of tools, my pile of scrape metal, wood and accessories to build things.

 But, I know the day is coming, and probably sooner than I want, that it will be prudent to free myself of the "potential" of all I have acquired simply because there will not be enough of "me" to achieve that potential. Three years ago my wife moved her mother near us because of her agedness. Her mother can be labeled both "lazy," and a "hoarder." My wife spent MONTHS clearing out her home and still brought 5 U-Haul truck loads (400 miles each trip) to her new home near us. Her mother often comments that part of the enticement of this home was the three car garage for all her "stuff." Well..., in three years there has been NOTHING in the garage that she has requested nor has need of. So, I speak not only from opinion but also experience.

May God's blessings be upon you as the need seems more emotional than physical. And that need can't be purchased with money.

Offline JoeBob

  • PCCA Charter Member
  • Pinto Sr. Member
  • *
  • Posts: 508
  • FeedBack: +51/-0
  • Gender: Male

  • Total Badges: 7
    Badges: (View All)
    Photographer Topic Starter Signature Tenth year Anniversary Poll Voter Windows User Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #7 on: April 02, 2021, 01:55:58 PM »
    I have never cared much for possessions. I am not the sentimental type. I do not feel any real loss. I grieve for my wife because she is devastated. I don't think I have ever looked in any of the 15 photo albums.
     My dearest possession is the bobcat. When it was wrecked two years ago my regret was that I am too ill to start a new project. Fortunately it was repairable and I did not face that problem. 
     My wife is frustrated with me that I feel little loss. What I feel is blessed. All the old and worn out things will be replaced with beautiful new things. My house was sad and dated.
    I worked in construction and my house would have been smart and beautiful, if I had not gotten sick. Now someone else will make it beautiful for me.
    The day after the fire, I was already looking forward to what I will gain.   
    What I ask from all of you is prayer for our relationship. I understand how my wife feels. But she has no understanding how I can so casually let this stuff go. She thinks I should care about the things she cares about. I just care about her.
Bill
     
   
77 yellow Bobcat hatchback
Deuteronomy 7:9

Offline Dtmix

  • PCCA Charter Member
  • Pinto Full Member
  • *
  • Posts: 139
  • FeedBack: +0/-0
  • Gender: Male
  • Dan and the Orange Blossom (Pinto Squire Wagon)

  • Total Badges: 3
    Badges: (View All)
    Topic Starter Signature Mobile User
Re: We thought 2020 was bad but now...
« Reply #8 on: April 08, 2021, 08:17:12 AM »
I am checking in to see how you and your wife are doing?  Hope things are moving along as for the repairs and your well-being...

Dan
Happy Motoring!
Dan

Offline JoeBob

  • PCCA Charter Member
  • Pinto Sr. Member
  • *
  • Posts: 508
  • FeedBack: +51/-0
  • Gender: Male

  • Total Badges: 7
    Badges: (View All)
    Photographer Topic Starter Signature Tenth year Anniversary Poll Voter Windows User Fifth year Anniversary
Re: We thought 2020 was bad but now...
« Reply #9 on: April 08, 2021, 06:19:29 PM »
    I called a contractor and he went over the next day. It has been three weeks and he has not contacted me, or returned my calls. We are frustrated, we have lost three weeks. We need to get out of this temporary house on May 27th.
    This contractor was recommended by the asbestos clean-up company. I did not call anyone else. I did not care about a competitive bid. The insurance is paying the bill, what do I care.
     Three weeks later I am starting again. This time I called three contractors. If one did not follow through, I would have others. All three said they would call back today. One asked just as we were finishing the call, are there other bidders. I wasn't going to lie, and said yes. This one called back today and said he can't see it for 3-4 weeks. I am sure he knew yesterday how busy he is. I don't think he wanted to compete.
    It is 4oclock as I write this and the others have not called.
    Donna is beginning to come around. We are picking carpet and furniture and she is showing some enthusiasm.
    The clean-up company packed 30 or so boxes just dumping things in random. As an example, they took a full sugar bowl and wrapped it in a paper towel and put it in a box. Sugar went everywhere. All food items were required to be disposed of. This was stupid on two fronts.
    With the things random, she has to unpack all boxes in the garage and sort things into a logical order. She has spent hours and hours doing this. The garage is not heated.
It is going to be slow.
[size=78%]     [/size]
77 yellow Bobcat hatchback
Deuteronomy 7:9